Are you looking for a loan but suffer from less than perfect credit? A Portfolio Loan may be what you need.
Portfolio Select/Alt-A
- Up To 90% LTV With No MI
- 2 Years Seasoning Foreclosure, Short Sale, BK, DIL
- Loans Up To $3 million (Minimum Loan $75,000)
- Credit Scores Down to 620
- Gift Funds Allowed
- Owner-Occupied, 2nd Homes, Investment Properties
- SFRs, Townhomes, Condos, 2-4 Units
- Non-Warrantable Condos Considered
Bank Statement (Personal or Business)
- No Tax Returns/Transcripts Required
- 12 Months Personal Bank Statements Now Available
- 24 Months Bank Statements (Personal Or Business)
- Loans Up To $3 million (Min Loan Amount $150,000)
- Credit Scores Down To 620
- Personal Business 90% LTV (No MI)
- Owner-Occupied, 2nd Homes, Investment Properties
- 2 Years Seasoning Foreclosure, Short Sale, BK, OIL
- Non-Warrantable Condos Considered
- Gift Funds Allowed
- SFRs, Townhomes, Condos, 1 Unit
Non-Prime/Recent Housing Event
- 1 Day Out Of Foreclosure, Short Sale, BK, DIL
- Loans Up To $1 Million
- Credit Scores Down To 500 (Including Jumbo Loans)
- Up To 85% LTV With No Ml
- Mortgage Lates Are OK
- 100% Gift Funds Allowed
- Owner-Occupied, 2nd Homes, Investment Properties
- SFRs, Townhomes, Condos, 2-4 Units
- Non-Warrantable Condos Considered
Investor Cash Flow
- No Personal income Used To Qualify
- Qualification Based On Property Cash Flow
- 2 Years Seasoning Foreclosure, Short Sale, BK, DIL
- Credit Scores Down To 660
- Up To 75% LTV (Up To 80% NOO On Other Programs)
- Must Have Housing History And Own A Primary Home
- SFRs, Town Homes, Condos, 2-4 Units
- No Limit On Number Of Properties Financed (5 With AOMS)
- Loans Up To $1 Million (Minimum $75,000)
Foreign National
- Up To 75% LTV (Purchase Or Refinance)
- No US Credit Required
- 12 Months Reserves Required
- No SSN Or ITIN Required
- SFRs, Townhomes, Condos, 2-4 Units
- Non-Warrantable Condos Considered
- Loans Up To $750,000 (Higher Amounts Case By Case)
